mortgage rates

Aurum and Sharpe was founded in 2017 by me, Bryan Hanley, and one of my best friends, Rudy Renelique. After many years working at big banks like Chase, and Wells Fargo, we decided we could bring value to a mortgage market that was starving for independent thinkers. So we started Aurum and Sharpe over a phone call about financing a multi-family deal in Brooklyn. Since starting this business we’ve been on many adventures from financing a $20 million portfolio of single families, to meeting the President of Rwanda and Finance Minister of Namibia.

Rudy has gone on to start his own firm, Overture Capital, while I’ve stayed on to grow Aurum and Sharpe. Aurum is the original Latin word for gold (that’s why the periodic table has it listed at Au). We chose it because we think of our word as “as good as Gold.” And in that vein, we want to add value to every customer we come in contact with. Our promise is that by working with us, you will increase your Freedom, Purpose, and Fulfillment.

Our process includes learning your overall objectives and where you want to go in your life so that we make sure your financing enhances your life and gets you to your destination much faster. What that means though, is that we are not like every other broker on the street that will only do a surface level amount of learning about you, your life, and your motivations. For us, that is Gold. We want to learn how we can tailor your financing so that you thrive in your life! So before we talk about rates, terms, or anything else, we are going to try and figure out how to add value through financing.

We know this approach isn’t for everyone. But if this resonates with you, lets talk: 917 475 6207

October 4, 2022

Best way to get a Mortgage for Investment Properties over $10,000,000

Real estate investment requires a significant amount of money. With five or ten thousand dollars, you can comfortably get into the crypto or stocks market and make a healthy profit. However, when buying property, you need hundreds of thousands of dollars. Most times, you will need to get a mortgage to be able to afford a real estate property. Buying an investment property is one of the best ways to make money from real estate. Investment properties enable you to generate income through rent payments or equity appreciation. Getting a mortgage for an investment property is usually tricky. Lenders typically set steeper requirements to offset their increased risk on this type of loan. While it may be easy to meet these requirements on smaller amounts, getting an investment property loan for amounts running in the millions is usually herculean. This […]
September 30, 2022

Current Mortgage Rates on Investment Properties

Purchasing an investment property or a rental property is one of the easiest ways to make money off real estate. These properties allow you to generate income from rental payments or equity appreciation, i.e., holding on to the property for a while and then selling it for a profit. Purchasing and holding this kind of property carries risks, just like any investment, and the financing criteria are considerably different from those for a permanent dwelling. This piece explores the current mortgage rates on investment properties, as well as other requirements needed to make an investment property purchase. What are Mortgage Rates on Investment Properties? An investment property mortgage refers to a loan obtained to purchase an income-generating property. This loan is typically secured by the property purchased with it. Thus if the borrower defaults on the loan payment, the lender […]
September 30, 2022

Mortgage Rates for Investment Properties in New York

Also known as the “big apple,” New York is touted as “the city that never sleeps.” A concrete jungle where dreams are made, and people form from the school of hard knocks. It’s said that if you can make it in New York, you can make it anywhere on earth – but first, you need to make it in New York. Making it in New York often requires that you have investments. These can be stocks, mutual funds, real estate, or whatever tickles your fancy. Like in any other place, you typically need a mortgage to invest in New York real estate. However, New York isn’t quite like any other place – Things are “extra” over here, and mortgage rates aren’t quite the same. Before taking a mortgage in New York, you must calculate how much it will cost, especially […]