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Aurum and Sharpe was founded in 2017 by me, Bryan Hanley, and one of my best friends, Rudy Renelique. After many years working at big banks like Chase, and Wells Fargo, we decided we could bring value to a mortgage market that was starving for independent thinkers. So we started Aurum and Sharpe over a phone call about financing a multi-family deal in Brooklyn. Since starting this business we’ve been on many adventures from financing a $20 million portfolio of single families, to meeting the President of Rwanda and Finance Minister of Namibia.

Team and our partners at Maya’s Hope Fundraiser

Rudy has gone on to start his own firm, Overture Capital, while I’ve stayed on to grow Aurum and Sharpe. Aurum is the original Latin word for gold (that’s why the periodic table has it listed at Au). We chose it because we think of our word as “as good as Gold.” And in that vein, we want to add value to every customer we come in contact with. Our promise is that by working with us, you will increase your Freedom, Purpose, and Fulfillment.

Our process includes learning your overall objectives and where you want to go in your life so that we make sure your financing enhances your life and gets you to your destination much faster. What that means though, is that we are not like every other broker on the street that will only do a surface level amount of learning about you, your life, and your motivations. For us, that is Gold. We want to learn how we can tailor your financing so that you thrive in your life! So before we talk about rates, terms, or anything else, we are going to try and figure out how to add value through financing.

We know this approach isn’t for everyone. But if this resonates with you, lets talk: 917 475 6207

Less well known about me is that I’ve also served as the Head of Marketing at a Y combinator Cyber Security Startup (raised their value by creating winning marketing, twice), served as a marketing specialist, data management contractor for the Cyber Security Infrastructure Security Agency (CISA, which is a division of the United States Department Of Homeland Security), wrote and published “The House Hustle” for Black Entrepreneurs, wear two five-fold Crosses, hold a degree in Africana Studies from Rutgers University (I’ll always be a Scarlet Knight), and am former active firefighter.

Feel free to verify any of this on Linkedin:

Live Free! Break the Chains!

October 6, 2022
Published by Bryan Hanley at October 6, 2022
Categories

Best way to get a Mortgage for Investment Properties over $2,000,000

The most country considers a two-million dollar property to be expensive, and it is. Obviously, the housing market is robust and will most likely remain so for some time. In light of this, purchasing a home for $2,000,000 or more is sensible if you have the means. And besides, price and rent increases are certain to continue due to inflation. Generally, you shouldn’t spend more than three times your annual gross income on a property. Helping people make responsible purchases is a component of the 30/30/3 rule for acquiring a property. Consequently, you must earn a minimum of $667,000 annually to purchase a $2 million home. You should also have sufficient money for a 20% down payment, or $400,000, and an additional $100,000 in cash reserves just in case of any unforeseen event. With the current cheap mortgage rates, you can […]
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October 4, 2022
Published by Bryan Hanley at October 4, 2022
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Best way to get a Mortgage for Investment Properties over $3,000,000

Getting a mortgage of over $3,000,000 for investment properties can be challenging as most lenders consider many factors and place stringent requirements due to their risk. In most of America, a home worth $3 million is expensive. Technically, when your income exceeds $3 million, you are officially living in luxury. Admittedly, the average cost of a home in America is over $400,000. As a result, the price of a three million dollar home is 7.5 times the median. In locations like San Francisco, San Jose, Los Angeles, Seattle, and New York, $3 million alone won’t get you home because of its location. The pricey seaside cities have nice homes available for $3 million. However, the location of your $3,000,000 home is important. If you are looking to buy an investment property with a mortgage, there are requirements you need to […]
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October 4, 2022
Published by Bryan Hanley at October 4, 2022
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Best way to get a mortgage for investment properties over $5,000,000

Owning an investment property provides an excellent opportunity to make money from real estate. However, getting an investment property requires a lot of financing and is, thus, mostly funded through mortgages. Getting a mortgage for an investment property is quite difficult already. But when it comes to investment properties over $5 million, it’s almost mission impossible. However, there are ways around it – there are effective ways to get mortgages for that luxurious property, whether you’re an individual or a group. This piece expires some of those ways. What qualifies as an Investment Property? A real estate property is considered an investment property if it was purchased to make a profit through rental income, potential resale, or both. Investment properties may be owned by an individual investor, investment firm, or corporation. These properties may be held for the long term […]
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October 4, 2022
Published by Bryan Hanley at October 4, 2022
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Best way to get a Mortgage for Investment Properties over $10,000,000

Real estate investment requires a significant amount of money. With five or ten thousand dollars, you can comfortably get into the crypto or stocks market and make a healthy profit. However, when buying property, you need hundreds of thousands of dollars. Most times, you will need to get a mortgage to be able to afford a real estate property. Buying an investment property is one of the best ways to make money from real estate. Investment properties enable you to generate income through rent payments or equity appreciation. Getting a mortgage for an investment property is usually tricky. Lenders typically set steeper requirements to offset their increased risk on this type of loan. While it may be easy to meet these requirements on smaller amounts, getting an investment property loan for amounts running in the millions is usually herculean. This […]
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October 4, 2022
Published by Bryan Hanley at October 4, 2022
Categories

Best way to get a Mortgage for a Home Over $2,000,000

Many consider a two-million dollar property to be expensive, and it is. Obviously, the housing market is robust right now and will most likely remain so for some time. In light of this, purchasing a home for $2,000,000 or more is sensible if you have the means. And besides, price and rent increases are certain to continue due to inflation. Generally, you shouldn’t spend more than three times your annual gross income on a property. Helping people make responsible purchases is a component of the 30/30/3 rule for acquiring a property. Consequently, you must earn a minimum of $667,000 annually to purchase a $2 million home. You should also have sufficient money for a 20% down payment, or $400,000, and an additional $100,000 in cash reserves just in case of any unforeseen event. With the current cheap mortgage rates, you can […]
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September 30, 2022
Published by Bryan Hanley at September 30, 2022
Categories

Best way to get a Mortgage for Investment Properties over $1,000,000

Are you looking for a mortgage for an investment property over $1,000,000, and you don’t know how? This article will give you a guide to explain in detail how you can get a mortgage for an investment property, the salary requirement for a mortgage, the amount of money required for a down payment and closing costs, and the estimated monthly payments to buying a $1,000,000 mortgage property. A split-level estate or a cottage in the Bay Area may be yours with a $1,000,000 mortgage. No matter what property you choose, having a sizable income and excellent credit will help you receive the jumbo mortgage you require. You’ll need cash and a down payment to pay the loan origination charge, home appraisal, and closing fees. However, in this article, we’ll concentrate on the monthly payment you may anticipate under various circumstances […]
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